Hailstorm damage has been the subject of many insurance claims. Often it is better to invest in durable roofing system and reduce the likelihood of dealing with claims at all. In this blog, roofing replacement contractor Exterior Pros takes a look at how the right roofing system help reduce hailstorm damage.
Why You Need to Invest in a Durable Roofing System
The International Building Code currently does not have a roofing material requirement for areas at risk of hail damage. This means it is up to the homeowner and roofing contractor to decide which material is ideal for roof replacement. Hail damage can reduce an average roof’s life span to 10 years (compared to the typical 20 years), so if you happen to live in an area that is at high risk of hailstorms, then a durable roofing system is exactly what you need.
If you have had to deal with an insurance claim related to hail damage, you know it’s more complicated than typical roofing damage insurance claims. Storm damage is readily apparent, which makes insurance providers more likely to process payouts sooner. Hail damage, on the other hand, requires a thorough investigation conducted by roofing contractors, since it’s often mistaken for roof blisters. Also, insurance providers generally don’t pay if the damage is deemed as “cosmetic” and disputes about this can cause delays.
Durable Roofing Systems
Make it a point to ask the roofing contractor about the roofing system’s specifications. Look for roofing systems that are rated in UL 2218 or FM 4473 as either Class 3 or 4. These are standards used for testing impact resistance, the test conditions of which are in the same or more extreme conditions as hail impact. Metal seems to be the top candidate, followed by slate and tile.
Asphalt shingles are perceived to be the least suitable roofing system, but this is only because the most common type of asphalt shingles, three-tab shingles, are typically not rated for impact resistance. Roofing manufacturer Owens Corning® offers asphalt shingle products with WeatherGuard® technology, which meets or exceeds UL 2218 Class 4 tests. They may cost more than typical three-tab shingles. But considering the time, effort and money it saves you in the long run, it may very well be worth the investment.
Exterior Pros is your leading provider of roofing and siding replacement services. Give us a call at (414) 215-0927 or fill out our contact form. We serve customers in Waukesha, WI, and surrounding areas.