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Common Misconceptions About Storm Roof Damage

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Common Misconceptions About Storm Roof Damage

Don’t be fooled by any of the myths around storm damage—some of our clients end up incurring higher repair costs because of them. To help you make an informed decision, the roofing replacement experts at Exterior Pros debunk some of the most common myths below. 

As Long As You Don’t See Any Leaks, Your Roof Should Be Fine

No matter how durable your roof is, it’s bound to suffer some form of damage after a storm. Roof damage doesn’t need to be extensive for water to infiltrate your roof—all it takes is a small crack for rainwater to make its way to your underlayers. That’s why your roof should always be inspected after an extreme weather event. 

The problem is roof damage can be subtle, making it hard for homeowners to spot the warning signs before the damage can affect other parts of their home. That’s why we strongly recommend letting professional roofing contractors do the roof inspections. 

You Don’t Need to File a Claim with Your Insurer If It’s Only Minor Damage 

It’d be a waste not to file an insurance claim, especially considering that they’re usually covered under a standard insurance policy. 

Your Premiums Won’t Increase If You Don’t File Claims Often 

Some homeowners are reluctant to file claims due to the myth that insurers won’t increase the premium rates of those who don’t file claims. However, yearly premium increases have nothing to do with how many times you’ve filed a claim in a year—increases are primarily based on an insurer’s overall costs. 

Filing an Insurance Claim is a Straightforward Process 

Filing an insurance claim is a lot trickier than it may seem, and your insurer will be requiring you to submit several documents. Luckily, some contractors offer insurance claims processing assistance. 

Exterior Pros, a locally owned contractor with an A-plus rating from the Better Business Bureau®, offers a wide variety of exterior services, including siding replacement services and insurance claims processing assistance. To request a quote, call us at (262) 456-3530 or leave us a message here. We serve homeowners in Milwaukee, WI, as well as the surrounding communities. 

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